*{box-sizing:border-box;margin:0;padding:0}
:root{--bg:#fff;--tint:#f5f8fc;--ink:#16202b;--soft:#586472;--line:#e6eaf0;
--navy:#0f2438;--navy2:#1a3f61;--accent:#f59e0b;--accent2:#fbbf24;--blue:#1d5fbf}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,Segoe UI,Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-weight:800;line-height:1.14;letter-spacing:-.02em}
a{color:inherit;text-decoration:none}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
.eyebrow{font-weight:700;font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:700;padding:13px 22px;border-radius:10px;transition:.18s;font-size:.98rem;cursor:pointer;border:0}
.btn .ic{width:18px;height:18px}
.btn-accent{background:var(--accent);color:#3a2600}
.btn-accent:hover{background:var(--accent2);transform:translateY(-1px)}
.btn-outline{background:rgba(255,255,255,.10);color:#fff;border:1px solid rgba(255,255,255,.42)}
.btn-outline:hover{background:rgba(255,255,255,.20)}
.ic{width:22px;height:22px}

header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.93);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center;gap:11px;color:var(--navy)}
.logo .mark{width:38px;height:38px;border-radius:9px;background:var(--navy);display:grid;place-items:center;color:#fff;font-weight:800;font-size:1.15rem}
.logo b{font-weight:800;font-size:1.12rem}.logo b span{color:var(--accent)}
.navlinks{display:flex;gap:26px;font-size:.94rem;color:#41505f;font-weight:600}
.navlinks a:hover{color:var(--navy)}
.nav .btn-accent{padding:10px 18px;font-size:.92rem}
@media(max-width:920px){.navlinks{display:none}}

.hero{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#fff}
.hero .wrap{display:grid;grid-template-columns:1.08fr .92fr;gap:44px;align-items:center;padding:64px 22px 72px}
.hero .eyebrow{color:var(--accent2)}
.hero h1{font-size:clamp(2rem,4.4vw,3.05rem);margin:14px 0 16px}
.hero h1 em{font-style:normal;color:var(--accent2)}
.hero p.lead{font-size:1.12rem;color:#ccd8e5;max-width:520px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.hchips{display:flex;gap:18px;flex-wrap:wrap;margin-top:26px;color:#a7b6c5;font-size:.9rem;font-weight:600}
.hchips span{display:flex;align-items:center;gap:7px}.hchips .ic{width:16px;height:16px;color:var(--accent2)}
.herocard{background:#fff;color:var(--ink);border-radius:16px;padding:24px;box-shadow:0 34px 70px -28px rgba(0,0,0,.55)}
.herocard h3{font-size:1.32rem;margin-bottom:3px}
.herocard .sub{color:var(--soft);font-size:.94rem;margin-bottom:6px}
.herocard label{display:block;font-weight:700;font-size:.85rem;margin:11px 0 4px}
.herocard input,.herocard textarea{width:100%;padding:11px;border:1px solid var(--line);border-radius:9px;font:inherit;font-size:.98rem}
.herocard input:focus,.herocard textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(245,158,11,.15)}
.herocard button{width:100%;margin-top:14px}
.herocard .orcall{text-align:center;color:var(--soft);font-size:.86rem;margin-top:10px}
.herocard .orcall a{color:var(--blue);font-weight:700}
@media(max-width:920px){.hero .wrap{grid-template-columns:1fr;gap:26px;padding:46px 22px 54px}}

.sec{padding:64px 0}
.sec.tint{background:var(--tint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.head{max-width:690px;margin-bottom:32px}
.head h2{font-size:clamp(1.55rem,3vw,2.15rem);margin:11px 0 10px;color:var(--navy)}
.head p{color:var(--soft);font-size:1.05rem}

.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:24px 22px}
.trust .t{display:flex;gap:12px;align-items:center}
.trust .t .ic{color:var(--accent);width:26px;height:26px;flex:0 0 auto}
.trust .t b{display:block;font-size:1rem;font-weight:700;color:var(--navy)}
.trust .t small{color:var(--soft)}
@media(max-width:820px){.trust .wrap{grid-template-columns:1fr 1fr;gap:18px}}

.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.svc{display:block;background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;transition:.18s}
.svc:hover{transform:translateY(-3px);box-shadow:0 22px 44px -26px rgba(20,32,45,.4);border-color:#d9e0ea}
.svc .ring{width:50px;height:50px;border-radius:11px;display:grid;place-items:center;background:#fff2dd;color:#b9761a;margin-bottom:14px}
.svc .ring .ic{width:25px;height:25px}
.svc h3{font-size:1.2rem;margin-bottom:7px;color:var(--navy)}
.svc p{color:var(--soft)}
.svc .more{margin-top:12px;display:inline-flex;gap:6px;color:var(--blue);font-weight:700;font-size:.92rem}
@media(max-width:760px){.cards{grid-template-columns:1fr}}

.colorbar{display:flex;flex-wrap:wrap;gap:12px}
.chip{display:flex;align-items:center;gap:11px;background:#fff;border:1px solid var(--line);padding:11px 17px 11px 12px;border-radius:999px;font-weight:600;font-size:.96rem}
.chip .dot{width:26px;height:26px;border-radius:50%;box-shadow:inset 0 2px 4px rgba(255,255,255,.35),inset 0 -3px 6px rgba(0,0,0,.4),0 1px 2px rgba(0,0,0,.15)}
.note{margin-top:18px;color:var(--soft);font-size:.92rem}

.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step .n{font-size:2rem;font-weight:800;color:var(--accent);line-height:1}
.step h3{font-size:1.1rem;margin:8px 0 6px;color:var(--navy)}
.step p{color:var(--soft);font-size:.95rem}
@media(max-width:820px){.steps{grid-template-columns:1fr 1fr}}

.faq{max-width:820px}
.qa{border-top:1px solid var(--line);padding:20px 0}
.qa h3{font-size:1.1rem;margin-bottom:6px;color:var(--navy)}
.qa p{color:var(--soft)}

.areas{display:flex;flex-wrap:wrap;gap:9px}
.areas a{border:1px solid var(--line);background:#fff;padding:8px 15px;border-radius:999px;font-weight:600;font-size:.92rem;transition:.15s}
.areas a:hover{border-color:var(--accent);color:#b9761a}

.cta-band{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#fff}
.cta-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.cta-grid .eyebrow{color:var(--accent2)}
.cta-grid h2{color:#fff;font-size:clamp(1.7rem,3.2vw,2.4rem);margin:12px 0 12px}
.cta-grid .lead{color:#ccd8e5;font-size:1.06rem;max-width:440px}
.ctapoints{list-style:none;margin:20px 0 0;padding:0;display:grid;gap:11px}
.ctapoints li{display:flex;gap:10px;align-items:flex-start;color:#cdd8e4;font-size:.98rem}
.ctapoints .ic{width:20px;height:20px;color:var(--accent2);flex:0 0 auto;margin-top:2px}
.form{background:#fff;color:var(--ink);border-radius:16px;padding:26px;box-shadow:0 36px 74px -30px rgba(0,0,0,.55)}
.form label{display:block;font-weight:700;font-size:.88rem;margin:11px 0 4px}
.form input,.form textarea{width:100%;padding:12px;border:1px solid var(--line);border-radius:10px;font:inherit;font-size:1rem}
.form input:focus,.form textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(245,158,11,.15)}
.form button{margin-top:16px;width:100%}
.form .orcall{text-align:center;color:var(--soft);font-size:.84rem;margin-top:10px}
.form .orcall a{color:var(--blue);font-weight:700}
@media(max-width:820px){.cta-grid{grid-template-columns:1fr;gap:24px}}

footer{background:var(--navy);color:#aeb9c6;padding:52px 0 26px;font-size:.94rem}
.fgrid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:28px}
footer h4{color:#fff;font-weight:800;margin-bottom:12px;font-size:1.02rem}
footer a{color:#cdd8e4}footer a:hover{color:var(--accent2)}
.fbrand p{margin-top:12px;max-width:420px}
.fbrand .logo{color:#fff}.fbrand .logo b{color:#fff}
.legal{border-top:1px solid rgba(255,255,255,.1);margin-top:32px;padding-top:18px;color:#7f8b98;font-size:.85rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
@media(max-width:820px){.fgrid{grid-template-columns:1fr 1fr}.fbrand{grid-column:1/-1}}
.gridnote{margin-top:14px}

.prose{max-width:770px}
.prose h2{color:var(--navy);font-size:1.42rem;margin:28px 0 10px}
.prose p{color:#374250;margin-bottom:12px}
.prose ul{margin:0 0 14px 20px;color:#374250}
.prose li{margin-bottom:7px}
.prose a{color:var(--blue);font-weight:700}
.ptable{width:100%;border-collapse:collapse;margin:16px 0;font-size:.98rem}
.ptable th,.ptable td{border:1px solid var(--line);padding:11px 13px;text-align:left}
.ptable th{background:var(--tint);color:var(--navy);font-weight:700}
.ptable td:first-child{font-weight:600;color:var(--navy)}